We work with you

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 At Cultiv8 Financial Advisers we work with you to write your financial fairy tale.

Even if confronted by a few goblins along the way we are with you to work through the challenges.

Our team are passionate about delivering financial advice that makes a difference by working with you to achieve your goals and live the life you dream of. 

We know that money and financial security means different things to different people. Whether it is the ability to splurge on a shopping trip, afford a yearly holiday, renovate the house or retire comfortably leaving enough to provide for family, we work with you to realise your version of financial security.

Our work centres around you, your goals and the life you want to live.

 

Meet the team

Emily Bowker | Cultiv8 Financial Adviser | Financial Advice | Financial Planning

Emily Bowker

Emily Bowker – Chief Financial Adviser

“We believe in our clients and their dreams and that we genuinely have a desire to assist them achieve their goals.”
– Emily Bowker, Financial Adviser and Director, Cultiv8 Financial Advisers.

As a local, Em has been providing financial advice and support in Young and across New South Wales for over ten years.
Passionate about working with clients, not just telling them what to do, she really goes the extra mile to understand each situation tailoring financial solutions to meet your specific goals considering your individual circumstance.
Whether it be a first home purchase, starting a family, a new business or accumulating and protecting wealth Em is dedicated to working with you to help uncover you financial potential and then provide an achievable solution.
With Em and her team you never feel like you are alone or that you won’t be able to achieve your goals, you always have someone working with you.

Qualifications are:

  • Diploma Financial Services (Financial Planning)

  • Diploma of Finance Management

 
 
Genevive Apps | Cultiv8 Financial Advisers | Financial Advice

Genevieve Apps

Genevieve Apps – Client Success Manager

Working alongside Emily for three years, Gen thrives on seeing Cultiv8 Financial Advisers’ clients’ financial plans come to life.
Supporting and guiding clients through the implementation stage of your financial advice Gen will set up the product that will see your financial strategy come to life. 
Master of paperwork and director of projects Gen works behind the scenes to ensure you realise your dreams.

 

Laura Delamont

Laura Delamont – Director of First Impressions

With over a decade in client-focused roles based in Young, Laura is passionate about supporting each and every client through their journey and dedicated to ensuring Cultiv8 Financial Advisers’ provides the best experience for each person who walks through the door.
Managing the front of office, Laura will be your first point of contact and your go-to gal for appointment booking and administration.
The newest member to the Cultiv8 Financial Advisers team, Laura brings new energy and variance to this enthusiastic team.

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